Cost of Living in Florida
What it costs to live in Florida, how much tax you'll pay, and what common jobs keep after rent and everyday costs.
- Population
- 23,372,215
- Median household income
- $77,735
- State income tax
- None
- Cost of living (US = 100)
- 103.4
What a typical paycheck keeps in Florida
The typical Florida worker earns $47,880 (BLS). After taxes, a statewide 1-bedroom rent and everyday costs, $3,174 is left. Pick a city for local rents and pay.
- Typical salary
- $47,880
- Federal income tax
- −$3,566
- Payroll taxes
- −$3,663
- State income tax
- $0
- Rent, 1-bedroom
- −$19,980
- Everyday costs
- −$17,497
a year, or $265 a month
Pay: BLS OEWS statewide median. Rent: HUD FY2027, population-weighted across Florida.
Cost of living in Florida
Prices across Florida run 3% above the US average (BEA, 2024).
- Housing22% above the US average
- Goods (food, clothing, cars)2% below the US average
- Utilities10% below the US average
- Other services (healthcare and more)1% above the US average
- All items3% above the US average
Monthly budget for one person
| Cost | Monthly | Yearly |
|---|---|---|
| Rent, 1-bedroom | $1,665 | $19,980 |
| Food | $484 | $5,808 |
| Transportation | $383 | $4,596 |
| Healthcare | $357 | $4,284 |
| Utilities | $235 | $2,820 |
| Total before taxes | $3,124 | $37,488 |
Rent is the statewide average of county fair market rents, weighted by population. City rents differ.
Florida taxes
State income tax, single filer (2026)
Florida doesn’t tax wages.
No individual income tax.
Taxes on the median household income
$77,735 of wages, one single filer (Census 2024 median).
| Federal income tax | −$8,272 |
| Payroll taxes | −$5,947 |
| State income tax | $0 |
| Effective tax rate | 18.3% |
Cities in Florida
What a typical worker keeps after taxes, rent and everyday costs in each Florida city we cover.
- JacksonvilleFloridaTypical worker keeps $6,9801-bedroom $1,443 a month
- MiamiFloridaTypical worker living alone: $4,610 short1-bedroom $2,270 a month
- TampaFloridaTypical worker keeps $2,3501-bedroom $1,845 a month
- OrlandoFloridaTypical worker keeps $1,0461-bedroom $1,791 a month
- Port St. LucieFloridaTypical worker living alone: $2,601 short1-bedroom $2,086 a month
- St. PetersburgFloridaTypical worker keeps $4,1021-bedroom $1,699 a month
- Cape CoralFloridaTypical worker keeps $1,8351-bedroom $1,736 a month
- TallahasseeFloridaTypical worker keeps $6,4091-bedroom $1,336 a month
- Palm BayFloridaTypical worker keeps $4,5431-bedroom $1,658 a month
- LakelandFloridaTypical worker keeps $5,7981-bedroom $1,363 a month
- DeltonaFloridaTypical worker keeps $2,7121-bedroom $1,538 a month
- North PortFloridaTypical worker living alone: $877 short1-bedroom $2,003 a month
- PensacolaFloridaTypical worker keeps $6,5611-bedroom $1,302 a month
What common jobs keep in Florida
The 15 jobs that keep the most: statewide median pay, and what's left after taxes, a statewide 1-bedroom rent and everyday costs.
| Job | Median pay | You keep |
|---|---|---|
| Dentist | $174,900 | $93,333 |
| Pharmacist salary in Florida | $135,970 | $66,724 |
| Lawyer | $133,180 | $64,818 |
| Veterinarian | $131,660 | $63,779 |
| Software engineer salary in Florida | $130,980 | $63,314 |
| Physician assistant | $129,620 | $62,384 |
| Nurse practitioner | $129,510 | $62,309 |
| Data scientist | $115,820 | $52,833 |
| Physical therapist salary in Florida | $101,040 | $42,434 |
| Speech-language pathologist | $99,990 | $41,696 |
| Mechanical engineer | $99,980 | $41,689 |
| Occupational therapist | $99,360 | $41,253 |
| Civil engineer | $98,570 | $40,697 |
| Project manager | $98,070 | $40,346 |
| Financial analyst | $94,490 | $37,827 |
Salary pages in Florida, A–Z
Pay range, what’s kept and the best cities for each job.
- Accountant salary
- Auto mechanic
- Carpenter
- Civil engineer
- Data scientist
- Dental assistant
- Dental hygienist salary
- Dentist
- Diesel mechanic
- Electrician salary
- Financial analyst
- Firefighter
- HVAC technician
- Lawyer
- Licensed practical nurse
- Lineman
- Mechanical engineer
- Medical assistant
- Nurse practitioner
- Nursing assistant
- Occupational therapist
- Paralegal
- Paramedic
- Pharmacist salary
- Pharmacy technician
- Physical therapist salary
- Physician assistant
- Plumber
- Police officer salary
- Project manager
- Radiologic technologist
- Registered nurse salary
- Respiratory therapist
- Social worker
- Software engineer salary
- Speech-language pathologist
- Teacher salary
- Truck driver salary
- Veterinarian
- Welder
Top-paying jobs in Florida
Median pay, jobs with at least 1,000 workers (BLS OEWS). Linked jobs have a salary page.
| Job | Median pay |
|---|---|
| Anesthesiologists | $465,370 |
| Surgeons, All Other | $429,990 |
| Radiologists | $417,690 |
| Psychiatrists | $316,200 |
| Physicians, All Other | $262,180 |
| Airline Pilots, Copilots, and Flight Engineers | $225,020 |
| General Internal Medicine Physicians | $222,600 |
| Nurse Anesthetists | $210,570 |
| Emergency Medicine Physicians | $204,990 |
| Judges, Magistrate Judges, and Magistrates | $186,040 |
| Dentists, General | $174,900 |
| Architectural and Engineering Managers | $170,740 |
| Computer and Information Systems Managers | $168,470 |
| Financial Managers | $153,280 |
| Optometrists | $151,670 |
Living in Florida
Florida against the US (Census Bureau, ACS 2024).
| Measure | Florida | US |
|---|---|---|
| Median home value | $396,900 | $360,600 |
| Median rent paid | $1,812 | $1,487 |
| Unemployment rate | 4.6% | 4.6% |
| Living below the poverty line | 12% | 12.2% |
| Adults with a bachelor's degree or higher | 35.8% | 36.9% |
| Average commute, one way | 28.9 minutes | 27.2 minutes |
| Working from home | 15.5% | 13.3% |
Nearby states
Compare Florida with another state or city: what a job keeps in each, side by side.
Questions people ask
What is the cost of living in Florida?
Prices in Florida are 3% above the US average (BEA Regional Price Parities, 2024). The statewide fair market rent for a 1-bedroom is $1,665 a month (HUD, FY2027), and everyday costs for one person come to about $1,458 a month.
Does Florida have a state income tax?
No. Florida doesn't tax wages. Workers still pay federal income tax and payroll taxes.
How much do you need to earn to live in Florida?
A single person renting a 1-bedroom at the statewide fair market rent needs about $44,000 a year before tax to cover taxes, rent and everyday costs. The typical worker in Florida earns $47,880 and keeps $3,174 after those costs.
Where in Florida does a paycheck go furthest?
Of the Florida cities we cover, a typical worker keeps the most in Jacksonville ($6,980 a year after taxes, rent and everyday costs) and the least in Miami ($4,610 short).
What jobs pay the most in Florida?
Among jobs with at least 1,000 workers, the highest median pay in Florida goes to Anesthesiologists ($465,370); Surgeons, All Other ($429,990); Radiologists ($417,690) (BLS OEWS).
Sources and method
Everyday costs: BLS Consumer Expenditure Survey 2024 (one-person households) × CPI-U to August 2026 × BEA Regional Price Parities 2024. Taxes assume a single filer with the standard deduction and wage income only.
- Census Bureau, American Community Survey 2024 1-year estimates
- BLS OEWS May 2025, state estimates
- HUD Fair Market Rents, FY2027
- BLS Consumer Expenditure Surveys 2024, Table 1400 (size of consumer unit)
- BLS Consumer Price Index (CPI-U)
- BEA Regional Price Parities by state, 2024
Data compiled October 13, 2026. How we calculate