Cost of Living in Billings, Montana
Rent, everyday costs and taxes in Billings, what each job keeps after paying them, and how the city compares with the rest of the US.
- Population
- 121,239
- Median household income
- $69,112
- Cost of living (US = 100)
- 93.5
- Unemployment rate
- 3.8%
Is Billings a good place to live?
Billings is a good place to live if you want your pay to go further: a typical worker keeps more here than in 130 of the 178 other large US cities we track.
A typical worker in Billings keeps $9,310 a year after taxes, rent and everyday costs. Try your job
- Cost of living6% below the US average (BEA, 2024)
- Rent$1,177 a month for a 1-bedroom (HUD)
- Taxes$1,549 of state income tax on a typical wage
Cost of living in Billings
Prices in the Billings, MT area run 6% below the US average. Utilities is the biggest difference, at 28% below the US average.
- Housing23% below the US average
- Goods (food, clothing, cars)4% below the US average
- Utilities28% below the US average
- Other services (healthcare and more)1% below the US average
- All items6% below the US average
Monthly budget for one person
| Cost | Monthly | Yearly |
|---|---|---|
| Rent, 1-bedroom | $1,177 | $14,124 |
| Food | $474 | $5,688 |
| Transportation | $375 | $4,500 |
| Healthcare | $348 | $4,176 |
| Utilities | $189 | $2,268 |
| Total before taxes | $2,563 | $30,756 |
Rent by apartment size
| Monthly rent | Billings | Whole metro area |
|---|---|---|
| Studio | $1,044 | $1,003 |
| 1 bedroom | $1,177 | $1,132 |
| 2 bedrooms | $1,491 | $1,432 |
| 3 bedrooms | $2,068 | $1,983 |
| 4 bedrooms | $2,353 | $2,261 |
Living in Billings
How Billings compares with the US on income, housing, work and commuting (Census Bureau, ACS 2024 1-year).
| Measure | Billings | US |
|---|---|---|
| Median household income | $69,112 | $81,604 |
| Median home value | $360,900 | $360,600 |
| Median rent paid | $1,182 | $1,487 |
| Households renting | 37.7% | 34.7% |
| Unemployment rate | 3.8% | 4.6% |
| Living below the poverty line | 8.4% | 12.2% |
| Adults with a bachelor's degree or higher | 32.5% | 36.9% |
| Median age | 38.9 years | 39.2 years |
| Average commute, one way | 18 minutes | 27.2 minutes |
| Working from home | 8.5% | 13.3% |
| Commuting by public transit | 1.1% | 3.7% |
The 1-year survey doesn’t publish commuting method for Billings, so those figures come from the 2020–2024 5-year estimates.
Home internet
7 providers offer home internet to at least a quarter of Billings, led by Spectrum, CenturyLink, Wisp West, Celerity Internet, Verizon. Fiber reaches 40.7% of homes and 40.9% can get gigabit speeds.
Pros and cons of living in Billings
Pros
- Shorter commutes. The average one-way commute is 18 minutes, against 27.2 nationally.
- Paychecks go further. A typical worker keeps $9,310 a year after taxes, rent and everyday costs, more than in 130 of 178 large cities.
- Cheaper rent. Median rent is $1,182 a month, against $1,487 nationally.
- Strong job market. Unemployment is 3.8%, against 4.6% nationally (ACS 2024 1-year).
Cons
- Patchy fast internet. Only 40.9% of homes can get gigabit speeds (FCC).
- Lower incomes. Median household income is $69,112, against $81,604 nationally.
What your job keeps in Billings
Pick a job, or enter your salary, to see what's left after federal, payroll, state and local taxes, a 1-bedroom rent and everyday costs.
- Typical salary
- $49,060
- Federal income tax
- −$3,707
- Payroll taxes
- −$3,753
- State income tax
- −$1,549
- Rent, 1-bedroom
- −$14,124
- Everyday costs
- −$16,617
a year, or $776 a month
Pay: BLS OEWS Billings, MT. Rent: HUD FY2027. Taxes: 2026 federal, state and local schedules for a single filer.
What the most common jobs keep here
The 10 jobs we cover with the most workers in the Billings, MT area.
| Job | Median pay | You keep |
|---|---|---|
| Project manager | $85,540 | $34,794 |
| Registered nurse | $82,300 | $32,698 |
| Electrician | $80,980 | $31,844 |
| Accountant | $75,780 | $28,479 |
| Teacher | $63,099 | $19,930 |
| Truck driver | $60,850 | $18,229 |
| Auto mechanic | $60,150 | $17,700 |
| Carpenter | $58,950 | $16,791 |
| Social worker | $49,649 | $9,755 |
| Nursing assistant | $39,150 | $1,813 |
Other jobs, A–Z
What each keeps in Billings on its median pay. Pick one in the calculator above for the full breakdown.
- Civil engineer $42,216
- Data scientist $42,390
- Dental assistant $8,167
- Dental hygienist $43,768
- Dentist $110,512
- Diesel mechanic $18,501
- Financial analyst $44,926
- Firefighter $23,510
- HVAC technician $19,280
- Lawyer $46,835
- Licensed practical nurse $17,964
- Lineman $49,456
- Mechanical engineer $49,280
- Medical assistant $7,373
- Nurse practitioner $69,071
- Occupational therapist $34,664
- Paralegal $16,580
- Paramedic $11,987
- Pharmacist $70,970
- Pharmacy technician $9,128
- Physical therapist $42,222
- Physician assistant $70,588
- Plumber $32,303
- Police officer $26,080
- Radiologic technologist $29,314
- Respiratory therapist $31,094
- Software engineer $44,434
- Speech-language pathologist $33,552
- Veterinarian $39,711
- Welder $12,041
Compare Billings with other cities
Compare Billings with another city: any city or state, any of our 40 jobs.
Moving to Billings
2 licensed interstate movers are based in Billings, and 1 more elsewhere in the Billings, MT area (FMCSA, household-goods authority).
Questions people ask
Is Billings, MT a good place to live?
Billings is a good place to live if you want your pay to go further: a typical worker keeps more here than in 130 of the 178 other large US cities we track. The typical worker here earns $49,060 and keeps $9,310 a year after federal, payroll and state taxes, a 1-bedroom rent and everyday costs.
What is the cost of living in Billings?
Prices in the Billings, MT area are 6% below the US average (BEA Regional Price Parities, 2024). A 1-bedroom rents for $1,177 a month (HUD fair market rent, FY2027), and everyday costs for one person, covering food, transportation, healthcare and utilities, come to about $1,385 a month.
How much do you need to earn to live in Billings?
A single person renting a 1-bedroom alone needs about $36,800 a year before tax to cover taxes, rent and everyday costs, with nothing left over. The typical worker in the Billings, MT area earns $49,060.
What is the average rent in Billings?
HUD's fair market rent for FY2027 is $1,044 for a studio, $1,177 for a 1-bedroom and $1,491 for a 2-bedroom. The Census Bureau puts the median rent paid in Billings at $1,182 a month (2024).
Does Billings have a state or city income tax?
Yes. On a typical wage of $49,060, Montana state income tax comes to about $1,549 a year. Billings has no local income tax on wages.
What internet providers serve Billings?
7 providers offer home internet to at least a quarter of Billings, led by Spectrum, CenturyLink, Wisp West, Celerity Internet, Verizon. 40.7% of homes can get fiber and 40.9% can get gigabit speeds (FCC National Broadband Map).
Sources and method
Everyday costs: BLS Consumer Expenditure Survey 2024 (one-person households) × CPI-U to August 2026 × BEA Regional Price Parities 2024. Taxes assume a single filer with the standard deduction and wage income only.
- Census Bureau, Vintage 2025 population estimates
- Census Bureau, American Community Survey 2024 1-year estimates
- Census Bureau, American Community Survey 2020-2024 5-year estimates
- BLS OEWS May 2025, metropolitan area estimates
- HUD Small Area Fair Market Rents, FY2027
- BLS Consumer Expenditure Surveys 2024, Table 1400 (size of consumer unit)
- BLS Consumer Price Index (CPI-U)
- BEA Regional Price Parities by MSA, 2024
- FCC National Broadband Map, fixed broadband availability (data as of December 31, 2025, released 2026-09-29)
- FMCSA Carrier - All With History (operating authority and insurance)
Data compiled October 13, 2026. How we calculate