Cost of Living in Poughkeepsie, New York
Rent, everyday costs and taxes in Poughkeepsie, what each job keeps after paying them, and how the city compares with the rest of the US.
- Population
- 32,499
- Median household income
- $60,741
- Cost of living (US = 100)
- 109.4
- Unemployment rate
- 8.8%
Is Poughkeepsie a good place to live?
Poughkeepsie is one of the pricier places for a typical paycheck: a typical worker keeps less here than in 153 of 178 other large cities. Higher earners do better.
A typical worker in Poughkeepsie keeps $1,518 a year after taxes, rent and everyday costs. Try your job
- Cost of living9% above the US average (BEA, 2024)
- Rent$1,563 a month for a 1-bedroom (HUD)
- Taxes$2,156 of state income tax on a typical wage
Cost of living in Poughkeepsie
Prices in the Kiryas Joel-Poughkeepsie-Newburgh, NY area run 9% above the US average. Utilities is the biggest difference, at 37% above the US average.
- Housing16% above the US average
- Goods (food, clothing, cars)10% above the US average
- Utilities37% above the US average
- Other services (healthcare and more)7% above the US average
- All items9% above the US average
Monthly budget for one person
| Cost | Monthly | Yearly |
|---|---|---|
| Rent, 1-bedroom | $1,563 | $18,756 |
| Food | $544 | $6,528 |
| Transportation | $430 | $5,160 |
| Healthcare | $375 | $4,500 |
| Utilities | $356 | $4,272 |
| Total before taxes | $3,268 | $39,216 |
Rent by apartment size
| Monthly rent | Poughkeepsie | Whole metro area |
|---|---|---|
| Studio | $1,398 | $1,484 |
| 1 bedroom | $1,563 | $1,659 |
| 2 bedrooms | $2,005 | $2,131 |
| 3 bedrooms | $2,530 | $2,685 |
| 4 bedrooms | $2,655 | $2,824 |
Living in Poughkeepsie
How Poughkeepsie compares with the US on income, housing, work and commuting (Census Bureau, ACS 2020–2024 5-year).
| Measure | Poughkeepsie | US |
|---|---|---|
| Median household income | $60,741 | $81,604 |
| Median home value | $283,700 | $360,600 |
| Median rent paid | $1,400 | $1,487 |
| Households renting | 61.2% | 34.7% |
| Unemployment rate | 8.8% | 4.6% |
| Living below the poverty line | 17.6% | 12.2% |
| Adults with a bachelor's degree or higher | 31.9% | 36.9% |
| Median age | 38.1 years | 39.2 years |
| Average commute, one way | 23.8 minutes | 27.2 minutes |
| Working from home | 9% | 13.3% |
| Commuting by public transit | 6% | 3.7% |
Home internet
3 providers offer home internet to at least a quarter of Poughkeepsie, led by Spectrum, Verizon, T-Mobile, Optimum. Fiber reaches 93.8% of homes and 95% can get gigabit speeds.
Pros and cons of living in Poughkeepsie
Pros
- Shorter commutes. The average one-way commute is 23.8 minutes, against 27.2 nationally.
- Affordable homes to buy. The median home is worth $283,700, against $360,600 nationally.
- Fast home internet. 95% of homes can get gigabit speeds (FCC).
Cons
- Higher unemployment. Unemployment is 8.8%, against 4.6% nationally (ACS 2020–2024 5-year).
- Paychecks don't stretch far. A typical worker keeps $1,518 a year, less than in 153 of 178 large cities.
- Higher cost of living. Prices are 9% above the US average (BEA, 2024).
- Higher poverty rate. 17.6% of residents live below the poverty line, against 12.2% nationally.
What your job keeps in Poughkeepsie
Pick a job, or enter your salary, to see what's left after federal, payroll, state and local taxes, a 1-bedroom rent and everyday costs.
- Typical salary
- $50,990
- Federal income tax
- −$3,939
- Payroll taxes
- −$4,152
- State income tax
- −$2,156
- Rent, 1-bedroom
- −$18,756
- Everyday costs
- −$20,469
a year, or $127 a month
Pay: BLS OEWS Kiryas Joel-Poughkeepsie-Newburgh, NY. Rent: HUD FY2027. Taxes: 2026 federal, state and local schedules for a single filer.
What the most common jobs keep here
The 10 jobs we cover with the most workers in the Kiryas Joel-Poughkeepsie-Newburgh, NY area.
| Job | Median pay | You keep |
|---|---|---|
| Registered nurse | $102,890 | $36,515 |
| Project manager | $102,650 | $36,360 |
| Teacher | $88,915 | $27,536 |
| Accountant | $88,900 | $27,526 |
| Police officer | $87,930 | $26,901 |
| Social worker | $76,254 | $19,368 |
| Carpenter | $63,540 | $10,869 |
| Truck driver | $62,760 | $10,289 |
| Auto mechanic | $56,260 | $5,445 |
| Nursing assistant | $45,730 | −$2,402 |
Other jobs, A–Z
What each keeps in Poughkeepsie on its median pay. Pick one in the calculator above for the full breakdown.
- Civil engineer $33,479
- Data scientist $39,364
- Dental assistant $125
- Dental hygienist $35,039
- Dentist $75,299
- Diesel mechanic $11,175
- Electrician $15,398
- Financial analyst $35,393
- Firefighter $19,283
- HVAC technician $12,352
- Lawyer $58,861
- Licensed practical nurse $12,972
- Lineman $56,880
- Mechanical engineer $32,737
- Medical assistant −$2,610
- Nurse practitioner $66,899
- Occupational therapist $33,183
- Paralegal $9,237
- Paramedic $21,108
- Pharmacist $59,750
- Pharmacy technician −$4,183
- Physical therapist $32,790
- Physician assistant $68,659
- Plumber $11,950
- Radiologic technologist $31,985
- Respiratory therapist $39,106
- Software engineer $63,275
- Speech-language pathologist $32,422
- Veterinarian $49,240
- Welder $7,084
Compare Poughkeepsie with other cities
Compare Poughkeepsie with another city: any city or state, any of our 40 jobs.
Moving to Poughkeepsie
3 licensed interstate movers are based in Poughkeepsie, and 13 more elsewhere in the Kiryas Joel-Poughkeepsie-Newburgh, NY area (FMCSA, household-goods authority).
Questions people ask
Is Poughkeepsie, NY a good place to live?
Poughkeepsie is one of the pricier places for a typical paycheck: a typical worker keeps less here than in 153 of 178 other large cities. Higher earners do better. The typical worker here earns $50,990 and keeps $1,518 a year after federal, payroll and state taxes, a 1-bedroom rent and everyday costs.
What is the cost of living in Poughkeepsie?
Prices in the Kiryas Joel-Poughkeepsie-Newburgh, NY area are 9% above the US average (BEA Regional Price Parities, 2024). A 1-bedroom rents for $1,563 a month (HUD fair market rent, FY2027), and everyday costs for one person, covering food, transportation, healthcare and utilities, come to about $1,706 a month.
How much do you need to earn to live in Poughkeepsie?
A single person renting a 1-bedroom alone needs about $49,000 a year before tax to cover taxes, rent and everyday costs, with nothing left over. The typical worker in the Kiryas Joel-Poughkeepsie-Newburgh, NY area earns $50,990.
What is the average rent in Poughkeepsie?
HUD's fair market rent for FY2027 is $1,398 for a studio, $1,563 for a 1-bedroom and $2,005 for a 2-bedroom. The Census Bureau puts the median rent paid in Poughkeepsie at $1,400 a month (2024).
Does Poughkeepsie have a state or city income tax?
Yes. On a typical wage of $50,990, New York state income tax comes to about $2,156 a year. Poughkeepsie has no local income tax on wages.
What internet providers serve Poughkeepsie?
3 providers offer home internet to at least a quarter of Poughkeepsie, led by Spectrum, Verizon, T-Mobile, Optimum. 93.8% of homes can get fiber and 95% can get gigabit speeds (FCC National Broadband Map).
Sources and method
Everyday costs: BLS Consumer Expenditure Survey 2024 (one-person households) × CPI-U to August 2026 × BEA Regional Price Parities 2024. Taxes assume a single filer with the standard deduction and wage income only.
- Census Bureau, Vintage 2025 population estimates
- Census Bureau, American Community Survey 2020-2024 5-year estimates
- BLS OEWS May 2025, metropolitan area estimates
- HUD Small Area Fair Market Rents, FY2027
- BLS Consumer Expenditure Surveys 2024, Table 1400 (size of consumer unit)
- BLS Consumer Price Index (CPI-U)
- BEA Regional Price Parities by MSA, 2024
- FCC National Broadband Map, fixed broadband availability (data as of December 31, 2025, released 2026-09-29)
- FMCSA Carrier - All With History (operating authority and insurance)
Data compiled October 13, 2026. How we calculate